ClearAccount Website Terms and Conditions of Use
If you have any concerns about material which appears on our Site, please contact firstname.lastname@example.org or ClearAccount International Limited, Floor 33, Euston Tower, 286 Euston Road, London, UK, NW1 3DP.
It does not relate to data which emanates from companies or other entities, although the general principles regarding our collection and use of data are broadly the same irrespective of whoever is the user of our website or our customer
ClearAccount is registered under the Act with registration number: ZA234482 and will act as the Data Controller.
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ClearAccount allows you to link your various internet enabled banks in one place, making managing your money quick and easy.
Once each account is linked to ClearAccount your transaction types will be automatically grouped and categorised into various tags, such as ‘Commuting and travel’ and ‘Internet, TV and phone’. Once your transactions are tagged, ClearAccount will become your personal financial assistant: you can enjoy the many benefits of having your accounts in one place with powerful financial tools to help you get the most from your money.
Simply click on the Sign Up button: fill in your name, email address, telephone number and set up a password. You will then be taken straight into the application, ready to add accounts.
Click Log In at the top of the page and use the email address and password you used to Sign Up.
Go to the Log In screen and click on ‘Forgotten your password?’ then enter your email address when prompted. You will be sent an email, to your registered email address, with a link back to ClearAccount. Click on the link, supply your email address and change your password.
When you first sign up for ClearAcccount you will be presented with a ‘Connect to your bank account’ screen. The process is relatively straightforward: choose your account provider, supply your credentials and click ‘Connect now’.
consents.online is a central hub where you control who has access to your account transaction data.
Once consent has been granted you can visit consents.online or download the app to see what data has been accessed by whom and to change any consent permissions as you wish.
If you give consent to multiple parties to access your information, all of the consent permissions given can be managed in one place.
Most errors are temporary and trying again will normally result in success. If you continue to get error messages you can contact us at email@example.com.
We use the same 256-bit encryption and physical security that your bank uses. Your banking details are immediately encrypted and 100% safe and secure. Additionally, we are only ever permitted ‘read-only’ access. This mean we can only see your bank transactions and cannot make any changes to payments using your information.
Banks rightly encourage their Internet Banking customers to be careful to prevent fraud and to protect their passwords from misuse. There is a clear distinction between the misuse of passwords and using them in a secure environment to allow you to better manage and understand your own money. The transactions are your transactions. The balances are your balances. The data managed by the bank on your behalf is your data. ClearAccount provides a service designed to empower you to get the most out of your data, by helping you to see the true view of your financial life.
Some banks explicitly acknowledge the benefit of aggregation services, such as ours, in their Terms and Conditions and therefore directly permit aggregation. Others do not, however, this does not necessarily mean they do not want you to aggregate your accounts. Some banks, perhaps understandably, will be reluctant to endorse any external organisation unless they have undertaken rigorous checks on them. Given the international nature of aggregation, this is a near impossible task for banks.
Some UK banks have terms which do not make a distinction between aggregation services and misuse by providing your details through non-secure portals or to other people personally. We are developing relationships within the banking industry to increase transparency and understanding in this area.